![]() These printable budget sheets helped us keep track of our finances and get back on track. ![]() The most important thing we learned in our financial journey was to stop spending money on things we couldn’t afford. Read more about us and our money journey. We basically got rid of everything and started over. ![]() We were also in over $35,000 of debt at that time and we had to focus on paying that off. Once we decided to have kids, I stopped working and we had to learn how to live on one income. I started out as a real estate agent back in 2002 with no intention of stopping. My husband and I have been on quite the financial journey. Why Should You Use A Printable Budget Planner? The Lord has placed it on my heart to share my experience with money and I love to share all the wisdom He has given me. I provide information on budgeting and saving money all from my personal experience.īeing a good steward of money is a personal conviction of mine. Save your money and use these printables as a printable budget planner at no cost to you.Īs you know, this site is about being wise with your money. There is no need to pay for printable budget sheets. I created these free printable budget worksheets to help you achieve your financial goals. Many people have no idea where their money goes and as a result, they end up in debt. Making the decision to start a budget is an important step to financial freedom. All Bible quotations are from the New King James Version (NKJV) unless otherwise stated Bible Copyright Attribution. Please read my disclosure policy for more info. I may earn money from the companies mentioned in this post with no additional cost to you. Track your progress over the course of the year.This article may contain affiliate links. In the “Goal” column, write down how much you expect to set aside each month for each category (in the “Budget” row) and your goal for the end of the year (in the “End Bal” row). Here’s a savings goal worksheet to help you visualize your goals and progress towards them. I’m a big believer in writing down your goals so that you have a greater chance of reaching them. Once you have a comfortable emergency fund though, you will probably want to set aside money for holiday spending, retirement, education, vacations, or your dream home. Everyone should have an emergency fund to pull from in case of well, an emergency, so that a tough situation isn’t made worse by adding debt to the stress of whatever unexpected event has occurred. ![]() Ideally, your income will more than cover your expenses so you can also set some savings goals. This Recommended Monthly Budget Percentages worksheet from the Michican Counseling Association is a great place to start to set your own spending goals. You’ll get a lot of conflicting information on what percentage of your income should be allocated to housing vs. rent or mortgage, car payment), but it’s a good idea to set goals or establish guidelines for how much of your income you want to commit to different types of expenditures. Many of your costs will be fixed, at least in the immediate future (e.g. Double check your print preview, then click print. Select your printer and set the number of copies you want to print. You’ll need a program that supports PDFS, like Adobe Acrobat (which is free). ![]()
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